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The object of No Commission Baccarat is to predict if the Player or the Banker hand will get a point value closest to 9. All ten-value cards count as zero and Aces count as one. The hand with the highest point value wins.

Unlike most Baccarat games, in this version there is no commission taken on winning Banker bets. The game pays out 1:1 unless the Banker bet win is on a three card 7  result, in which case it is a “push”.(E.g., for a bet of 2.00 you would win 0.00).


There are also two exciting proposition bets, the “Dragon 7 and Panda 8 bets.  Dragon 7 pays 40 to 1 and wins when the Bank wins with a three card 7 hand.  Panda 8 wins when the Player wins with a 3 card 8.

The game is played using 24 decks of cards, with a cut card indicating the end of the shoe inserted between the 402 and 403 cards from the front the shoe.  This allows an average of 82.5 hands per shoe, the same as the average number of hands that are played in an 8 deck shoe.


A summary scorecard called the “EZ Trak” in the top left corner to the right of the table limits shows past outcomes of the shoe that it in progress. To get a full screen view of the EZ Trak just touch the screen on your mobile device or use your mouse on your computer.  When you are finished reviewing the screen touch it again and it returns to normal game view.  If you do not return to the game screen yourself, it will return automatically at 4 seconds before the cards are dealt.

Details on table limits and payouts can be viewed in the top left corner of the game screen.



Below the EZ Trak display in the top center of the game screen is the Game Timer showing how many seconds until the next hand is played.  The timer turns to red when there is less than 10 seconds left.  You must complete your bets before the Game Timer counts down to zero seconds.



1. Click on a chip stack located in the left-hand side of the screen to select the desired bet amount. For convenience, the value of the last set of bets made is held in memory. On subsequent hands, you can use the Rebet button to repeat your last bet.

2. Click the Player, Banker or Tie section of the table to place your initial bet ( Tie can be combined with either Banker or Player, but Player and Banker bets cannot be combined). To remove or change a bet, click on the appropriate box to the right of the Player & Banker areas.

3. Cards will deal when the timer is at zero.


The Player's hand will be dealt two cards and the Banker's hand will be dealt two cards. Third cards are dealt according to the rules detailed below.



The highest total any Baccarat hand can have is nine. A two-card total of nine is called a "natural" and cannot lose. An eight is the second-best hand and is also called a "natural". If both the Player and Banker are dealt hands of equal value, it's a push (tie) and neither the Banker nor the Player hand wins.



Ace = one point
Face cards and tens = zero


All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten; the remainder is the Baccarat point value of the hand. Examples: 7+Jack=7, Ace+8=9, and 7+8=15, which becomes 5 in Baccarat. Below, the Player has 7 (7 + 0) and the Banker has 0 (3 + 0 + 7=10 - 10).

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